A confined function lender's Group enhancement funding functionality in its facility-based assessment places during the Point out or multistate MSA; and
(ii) The retail banking solutions and retail banking items needs of its facility-primarily based evaluation places and within the institution level that happen to be lined with the program.
The Business office from the Federal Sign-up publishes files on behalf of Federal agencies but doesn't have any authority more than their packages. We advocate you straight Make contact with the agency affiliated with the content material in dilemma.
(i) The range and percentage of originations and apps of the massive financial institution's home home finance loan loans by borrower or applicant earnings stage, race, and ethnicity;
For a small bank evaluated underneath the Small Financial institution Lending Exam, the Board prices the lender's overall performance underneath this area as offered in appendix E to this portion.
The Board evaluates a significant bank's file of assisting to meet the credit history wants of its total Local community in its outside retail lending area pursuant to § 228.
A financial institution must make available to the general public for inspection, upon request and without charge, the data required On this part as follows:
(ii) Any county in the nonmetropolitan spot where the financial institution didn't originate or obtain any closed-close property house loan loans, modest organization loans, little farm loans, or auto loans if car loans are an item line to the lender.
(iv) The Group development services wants of its facility-primarily based assessment spots served because of the bank that are protected through the approach.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
The Board considers the loans, investments, providers, and items of affiliate marketers of the bank that are not operations subsidiaries, in the financial institution's alternative, topic more info to the subsequent:
(one) All created responses been given from the general public for The present year (current on a quarterly foundation with the prior quarter by March 31, June thirty, September 30, and December 31) and each of the prior two calendar years that precisely relate on the bank's efficiency in helping to satisfy Neighborhood credit rating desires, and any reaction on the remarks through the financial institution, if neither the responses nor the responses incorporate statements that replicate adversely on the good name or reputation of any folks aside from the financial institution or publication of which would violate precise provisions of law;
(ii) The Board considers an intermediate lender's Local community improvement loans, Local community growth investments, and community advancement expert services without the need of regard to whether the exercise is created in a number of of the bank's facility-centered assessment places. The extent of your Board's thought of Local community improvement loans, Neighborhood growth investments, and Group development services beyond the bank's facility-primarily based evaluation regions will count on the adequacy of your lender's responsiveness to Local community development wants and opportunities inside the bank's facility-primarily based assessment parts and relevant general performance context facts.
has a similar this means as that phrase is defined by the Director from the Business office of Management and Spending plan.